Snapshot · data observed Nov 10, 7:57 PM ET
Ethereum lending ratesEvery figure as of Nov 10, 7:57 PM ET
A record of every figure at one observation, for citation. Numbers on the live page change as markets move; these don’t. Older snapshots aren’t stored yet: after the page’s next update this address says so instead of showing newer figures. Methodology · Live source records
Data observedNov 10, 7:57 PM ET
Live page updatedNov 10, 7:57 PM ET
Snapshot URLhttps://defirate.com/lend/ethereum/snapshot/2026-11-10T1957
Morpho (Ethereum): borrow USDT against WETH
3.66%The current variable rate to borrow USDT on Morpho (Ethereum) with WETH as collateral, up to 86% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDT against WETH on Morpho costs about 3.7% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Morpho (Ethereum)Side BorrowRate basis variable APRCollateral → borrow WETH → USDTChain EthereumMax LTV 86%Deposited $478KRate from DefiLlama; net of borrow rewards. Aave v3 (Arbitrum): borrow USDC against WETH
3.92%The current variable rate to borrow USDC on Aave v3 (Arbitrum) with WETH as collateral, up to 81% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDC against WETH on Aave v3 costs about 3.9% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Aave v3 (Arbitrum)Side BorrowRate basis variable APRCollateral → borrow WETH → USDCChain ArbitrumMax LTV 81%Deposited $202.8MRate from DefiLlama; net of borrow rewards. Compound v3 (Ethereum): borrow USDC against WETH
3.96%The current variable rate to borrow USDC on Compound v3 (Ethereum) with WETH as collateral, up to 82% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDC against WETH on Compound v3 costs about 4.0% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Compound v3 (Ethereum)Side BorrowRate basis variable APRCollateral → borrow WETH → USDCChain EthereumMax LTV 82%Deposited $122.7MRate from DefiLlama; net of borrow rewards. Aave v3 (Base): borrow USDC against WETH
4.67%The current variable rate to borrow USDC on Aave v3 (Base) with WETH as collateral, up to 81% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDC against WETH on Aave v3 costs about 4.7% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Aave v3 (Base)Side BorrowRate basis variable APRCollateral → borrow WETH → USDCChain BaseMax LTV 81%Deposited $207.5MRate from DefiLlama; net of borrow rewards. Aave v3 (Ethereum): borrow USDC against WETH
4.79%The current variable rate to borrow USDC on Aave v3 (Ethereum) with WETH as collateral, up to 81% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDC against WETH on Aave v3 costs about 4.8% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Aave v3 (Ethereum)Side BorrowRate basis variable APRCollateral → borrow WETH → USDCChain EthereumMax LTV 81%Deposited $4.3BRate from DefiLlama; net of borrow rewards. Spark (Ethereum): borrow USDS against WETH
4.88%The current variable rate to borrow USDS on Spark (Ethereum) with WETH as collateral, up to 85% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDS against WETH on Spark costs about 4.9% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Spark (Ethereum)Side BorrowRate basis variable APRCollateral → borrow WETH → USDSChain EthereumMax LTV 85%Deposited $1.1BRate from DefiLlama; net of borrow rewards. Morpho (Ethereum): borrow USDC against WETH
5.22%The current variable rate to borrow USDC on Morpho (Ethereum) with WETH as collateral, up to 86% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDC against WETH on Morpho costs about 5.2% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Morpho (Ethereum)Side BorrowRate basis variable APRCollateral → borrow WETH → USDCChain EthereumMax LTV 86%Deposited $15.5MRate from DefiLlama; net of borrow rewards. Morpho (Base): borrow USDC against WETH
5.41%The current variable rate to borrow USDC on Morpho (Base) with WETH as collateral, up to 86% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDC against WETH on Morpho costs about 5.4% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Morpho (Base)Side BorrowRate basis variable APRCollateral → borrow WETH → USDCChain BaseMax LTV 86%Deposited $168.5MRate from DefiLlama; net of borrow rewards. Fluid (Ethereum): borrow USDC against ETH
6.02%The current variable rate to borrow USDC on Fluid (Ethereum) with ETH as collateral, up to 87% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDC against ETH on Fluid costs about 6.0% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Fluid (Ethereum)Side BorrowRate basis variable APRCollateral → borrow ETH → USDCChain EthereumMax LTV 87%Deposited $38.7MRate from DefiLlama; net of borrow rewards. Venus (BSC): borrow USDT against ETH
6.15%The current variable rate to borrow USDT on Venus (BSC) with ETH as collateral, up to 80% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDT against ETH on Venus costs about 6.2% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Venus (BSC)Side BorrowRate basis variable APRCollateral → borrow ETH → USDTChain BSCMax LTV 80%Deposited $47.7MRate from DefiLlama; net of borrow rewards. Curve crvUSD (Ethereum): borrow crvUSD against WETH
6.88%The current variable rate to borrow crvUSD on Curve crvUSD (Ethereum) with WETH as collateral, up to 83% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing crvUSD against WETH on Curve crvUSD costs about 6.9% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Curve crvUSD (Ethereum)Side BorrowRate basis variable APRCollateral → borrow WETH → crvUSDChain EthereumMax LTV 83%Deposited $5.4MRate from DefiLlama; net of borrow rewards. Fluid (Ethereum): borrow USDT against ETH
7.85%The current variable rate to borrow USDT on Fluid (Ethereum) with ETH as collateral, up to 87% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing USDT against ETH on Fluid costs about 7.8% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Fluid (Ethereum)Side BorrowRate basis variable APRCollateral → borrow ETH → USDTChain EthereumMax LTV 87%Deposited $51.0MRate from DefiLlama; net of borrow rewards. Sky (Ethereum): borrow DAI against WETH
10.25%The current variable rate to borrow DAI on Sky (Ethereum) with WETH as collateral, up to 59% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing DAI against WETH on Sky costs about 10.2% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Sky ↗ Provider’s rate page10.25% Sky (Ethereum)Side BorrowRate basis variable APRCollateral → borrow WETH → DAIChain EthereumMax LTV 59%Deposited $602.0MRate from DefiLlama; net of borrow rewards.Sky (Ethereum): borrow DAI against WETH
10.50%The current variable rate to borrow DAI on Sky (Ethereum) with WETH as collateral, up to 69% of the collateral’s value.
The borrow rate in this market from DefiLlama, net of any borrow rewards, observed at the time shown.
Rate type: Variable borrow rate. Cited as: “Borrowing DAI against WETH on Sky costs about 10.5% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly rate for the stablecoin you borrow (a vault’s stability fee for Sky); it changes with demand.
Not includedNetwork (gas) fees; liquidation penalties.
“Large market”At least $200M of ETH deposited. 6 of 14 markets qualify; headline ranges use only these.
Rates and terms (1)
Sky ↗ Provider’s rate page10.50% Sky (Ethereum)Side BorrowRate basis variable APRCollateral → borrow WETH → DAIChain EthereumMax LTV 69%Deposited $546.2MRate from DefiLlama; net of borrow rewards.Earning on ETH in DeFi
1.43%The supply rate in the largest DeFi pool lending out ETH, with the other large pools for comparison.
Supply rates from DefiLlama, observed at the time shown. Borrowers of ETH pay the interest lenders earn.
Rate type: Variable supply rate. Cited as: “Lending ETH on Aave v3 (Ethereum) pays about 1.4% a year” (DefiLlama via DeFi Rate).
Rate basisVariable yearly supply rate (APY), before network fees.
Rates and terms (6)
Euler (Monad)Side Lend / earnRate basis variable APYCollateral → borrow WETHChain MonadDeposited $25.1MRate from DefiLlama; net of borrow rewards. Spark (Ethereum)Side Lend / earnRate basis variable APYCollateral → borrow WETHChain EthereumDeposited $1.1BRate from DefiLlama; net of borrow rewards. Compound v3 (Ethereum)Side Lend / earnRate basis variable APYCollateral → borrow ETHChain EthereumDeposited $104.1MRate from DefiLlama; net of borrow rewards. Aave v3 (Ethereum)Side Lend / earnRate basis variable APYCollateral → borrow WETHChain EthereumDeposited $38.5MRate from DefiLlama; net of borrow rewards. Aave v3 (Ethereum)Side Lend / earnRate basis variable APYCollateral → borrow WETHChain EthereumDeposited $4.3BRate from DefiLlama; net of borrow rewards. Aave v3 (Base)Side Lend / earnRate basis variable APYCollateral → borrow WETHChain BaseDeposited $207.5MRate from DefiLlama; net of borrow rewards.