FanDuel Predictons App and Promo Code

FanDuel Predicts marks the sportsbook giant’s first move into federally regulated prediction markets. Launched December 22, 2025 through a joint venture with CME Group, the app allows users in key states without legal sports betting—including California, Texas, and Florida—to trade on sports outcomes, economic indicators, and financial benchmarks.

The business model is straightforward: FanDuel handles customer acquisition and the user experience while CME Group provides the exchange infrastructure and regulatory framework. Your account is held by FanDuel Prediction Markets LLC, a registered futures commission merchant, with contracts listed on CME’s derivatives exchanges under CFTC oversight.

Pricing works differently than what you’ll see on Kalshi or Polymarket. FanDuel displays odds as multipliers by default (2.5x means you’d 2.5x your money if correct), though you can toggle to percentages, cents, or traditional +/- formats. The fee structure is also distinct: a flat 2% on your potential payout, calculated at checkout.

This review covers everything from signup to cash out, including the 18-state sports access map, fee comparisons, and where FanDuel Predicts fits against Kalshi and DraftKings Predictions. Please note: there is no sign up offer yet. FanDuel has said they will eventually launch promotions at which point this page will be updated with a promo code.

FanDuel Predicts details and bonus

Latest news and updates

• January 20, 2026: Three new markets, including Super Bowl touchdown props, filed for certification by CME.
• January 15, 2026: FanDuel Predicts becomes available in all 50 states, with sports contracts offered in 18 states without legal sports betting.
• January 14, 2026: Platform expands from five to 18 total states with sports access, including California, Texas, and Florida.
• December 22, 2025: FanDuel officially launches FanDuel Predicts in Alabama, Alaska, North Dakota, South Carolina, and South Dakota.
• November 19, 2025: FanDuel and DraftKings leave the American Gaming Association, citing misaligned strategic priorities around prediction markets.
• November 12, 2025: FanDuel announces joint venture with CME Group to launch prediction markets in December. Flutter surrenders Nevada gaming registration to pursue federally regulated event contracts.
• November 12, 2025: Flutter discloses prediction markets will reduce earnings by $40–50 million in Q4 2025 and $200–300 million in 2026 as it pursues market leadership.

How to sign up for FanDuel Prediction Market

FanDuel Predicts is a standalone app, separate from FanDuel Sportsbook. You’ll need to create a new account even if you already have a sportsbook or DFS account with FanDuel.

Step 1 – Download the app

Download FanDuel Predicts from the Apple App Store or Google Play. The app is separate from FanDuel Sportsbook and FanDuel Casino.

Step 2 – Create account and complete KYC verification

FanDuel uses its standard “Know Your Customer” process. You’ll need to provide your full name, date of birth, Social Security number, home address, banking information, and a government-issued ID. Existing FanDuel users can sign in with the same email and password used for other FanDuel products.

Step 3 – Answer trading suitability questions

Federal regulations require FanDuel to ask questions about your trading experience, history, employment, and finances. This applies to all users, including those with existing verified FanDuel accounts. FanDuel performs a short review before allowing you to deposit and trade.

Step 4 – Fund your account

Current deposit methods include debit card and online banking. Additional methods may become available as the platform expands. There are no deposit fees.

Step 5 – Find a contract and read the rules

Every FanDuel Predicts market has settlement rules that explain exactly how and when the contract resolves. This matters more than you might think—settlement disputes are the most common complaint on prediction platforms. Each contract includes resolution sources, timeline, and edge cases. Markets can settle early if the event happens before the expected date.

Step 6 – Place your trade

Select a market, choose “Yes” or “No,” enter your dollar amount, and submit. FanDuel uses a multiplier system for market pricing. You can view prices as a multiplier (1.25x, 5x), percentage, cents per contract, or standard +/- odds—only the display changes, not the underlying payout.

You can exit your position before settlement using the cash out function on select markets. The 2% fee applies to both initial trades and early cash outs.

Is FanDuel Predictions legal?

Yes. The FanDuel Predictions market operates under full regulatory oversight from the U.S. Commodity Futures Trading Commission (CFTC). The platform’s contracts are listed on CME Group derivatives exchanges, and accounts are held by FanDuel Prediction Markets LLC, a registered futures commission merchant and member of the National Futures Association (NFA).

The app is available in all 50 states, the District of Columbia, Puerto Rico, American Samoa, Guam, the Virgin Islands, and the Northern Mariana Islands. Sports markets are only available in 18 states where FanDuel does not operate a sportsbook.

FanDuel Predicts is not available on tribal lands. The company has stated it will cease offering sports event contracts in any state that legalizes online sports betting.

FanDuel legal states and sports markets

FanDuel takes a different approach than Kalshi when it comes to sports markets. Rather than fighting state regulators, FanDuel only offers sports contracts in states where it doesn’t operate a sportsbook—avoiding potential conflicts with state gaming authorities.

Note: FanDuel will remove sports markets if a state legalizes online sports betting.

How FanDuel Predicts works

FanDuel Predicts functions as an exchange, not a sportsbook. When you place a trade, you’re matched with another user taking the opposite side—FanDuel doesn’t set the odds or take the other side of your position. CME Group’s exchange handles the matching and settlement.

The app covers sports (where available), economics, finance, crypto, and commodities:

• Who wins tonight’s NBA game?
• What will the January Fed Funds Rate be?
• Will the Nasdaq-100 close above 22,000 today?
• Q4 GDP growth: above or below 2.5%?
• Gold price at market close Friday?

Reading the multiplier:

FanDuel defaults to showing odds as multipliers rather than the probability-based pricing you’d see on Kalshi or Polymarket. Here’s how to interpret them:

You can switch the display to percentage, cents per contract, or American odds (+150, -200) in the app—the underlying math stays the same.

Placing a trade:

Select a market, pick Yes or No, enter your dollar amount. The app shows your potential payout with the 2% fee already factored in. Once submitted, your order matches against available liquidity on CME’s exchange.

Example trade:

You think the Chiefs will win tonight. The Yes contract shows 1.67x.

• You enter $60
• Potential payout: $100 (1.67 × $60)
• Fee included: $2 (2% of $100)
• Total cost: $62
• If correct: $100 returned, $38 profit
• If wrong: lose $62

Selling before settlement:

On select markets, you can cash out early using the sell function. If the market moved in your favor, you lock in gains. If it moved against you, you cut losses. The same 2% fee applies to whatever you cash out.

Can you bet on sports on FanDuel Predicts?

FanDuel Predicts offers sports event contracts in 18 states without legal online sports betting, including California, Texas, Florida, and Georgia. In states where FanDuel operates a sportsbook, only non-sports markets (economics, finance, commodities, crypto) are available.

Available sports markets

FanDuel Predicts offers contracts across major US professional and college sports:

• NFL: Game winners, point spreads, totals, conference champions, Super Bowl
• NBA: Game winners, point spreads, totals, conference champions, NBA Finals
• NHL: Game winners, puck lines, totals, conference champions, Stanley Cup
• MLB: Game winners, run lines, totals (when in season)
• College Football: Game outcomes, conference champions, playoff qualifiers
• College Basketball: Game outcomes, conference champions, March Madness

Contract pricing is determined by CME Group’s exchange and matches what you’ll find on DraftKings Predictions (which also uses CME). Pricing is also very similar to Kalshi’s—in most cases, identical or within a few cents.

How FanDuel Predicts fees work

FanDuel charges a 2% transaction fee on your potential payout, calculated at checkout. This is simpler than Kalshi’s variable fee formula but typically more expensive on larger trades.

How the 2% fee works:

• You want to place a $10 order at 33.3x odds (potential payout: $333)
• 2% of $333 = $6.66 fee
• Total cost: $16.66 ($10 + $6.66)
• If correct, you receive $333

The same 2% fee applies if you cash out early. The fee is based on your original potential payout, not your cash out amount.

Fee comparison example:

For a $100 trade on an unemployment rate contract at $0.22 per contract:

FanDuel’s flat 2% is easier to understand but adds up faster on high-probability contracts where potential payouts are larger relative to the investment.

FanDuel Predicts vs. other prediction market apps

FanDuel Predicts enters a crowded field. Here’s how it compares to Kalshi, DraftKings Predictions, and Polymarket:

Key differences:

• Kalshi offers interest on cash balances (3.75–4% APY) and accepts crypto deposits. It has the deepest sports market coverage but faces ongoing litigation in several states.
• DraftKings Predictions uses the same CME Group markets as FanDuel, so pricing is identical. Neither offers interest on cash or crypto deposits.
• Polymarket has zero trading fees and the deepest liquidity on political markets, but US users must access it through intermediaries (FCMs or brokerages).

FanDuel Predicts deposit and withdrawal options

FanDuel Predicts currently supports debit card and online banking for deposits. Additional methods may become available as the platform expands. There are no deposit fees.

Deposit options:

Withdrawal options:

Payout timing:

When a contract settles correctly, your payout is credited immediately as “pending.” You can use pending payouts to make more trades instantly. After 1–2 business days, funds become available to withdraw.

Unlike Kalshi, FanDuel Predicts does not currently offer interest on idle cash balances. This is a notable drawback for users who keep significant funds in their accounts between trades.

FanDuel Predicts tax considerations

FanDuel Predicts operates as a CFTC-regulated platform, which creates some tax complexity. While the platform hasn’t published detailed tax guidance, here’s what to expect:

Event contracts are generally treated as derivatives for tax purposes, not gambling. This means profits and losses are typically reported as capital gains/losses or as other income on Schedule 1, depending on how your accountant classifies them.

FanDuel will likely issue tax documents for reportable activity, potentially including:

• 1099-B for transaction proceeds
• 1099-MISC for bonuses or promotional credits

Keep records of all trades, including purchase prices, sale prices, fees, and settlement amounts. The platform’s transaction history should provide most of this information. Consult a tax professional familiar with derivatives and financial instruments before filing.

Responsible trading and how to limit activity

FanDuel extends its responsible gaming tools to Predicts, including:

• Deposit limits: Set daily, weekly, or monthly caps on deposits
• Deposit alerts: Get notified when approaching your limits
• Time limits: Set session duration limits
• Activity statements: Track deposits, withdrawals, and recent trades
• Timeouts: Temporary breaks from trading
• Self-exclusion: Long-term exclusion across all FanDuel products

Users who self-exclude will receive access to subsidized mental health support services through Kindbridge Behavioral Health.

Support resources:

• National Council on Problem Gambling: 1-800-522-4700
• Gamblers Anonymous: gamblersanonymous.org
• SAMHSA National Helpline: 1-800-662-4357

Our final score: 3.5 / 5.0

FanDuel Predicts is a solid entry point for users in states without legal sports betting who want access to sports event contracts with a familiar interface. The app benefits from FanDuel’s polished UX and brand trust, but several limitations hold it back from competing with Kalshi for serious traders.

Strengths:

• Clean, user-friendly interface consistent with FanDuel’s other products
• Available in all 50 states (sports in 18)
• Flexible price display options (multiplier, percentage, cents, odds)
• Strong responsible trading tools built in
• No deposit fees

Weaknesses:

• 2% fee is higher than Kalshi’s variable formula on most trades
• No interest on idle cash (Kalshi pays 3.75–4% APY)
• No crypto deposits
• Sports markets limited to 18 states
• Limited market selection compared to Kalshi
• No welcome bonus announced

For users in California, Texas, or other sports-restricted states who want a straightforward way to trade on games, FanDuel Predicts delivers. For active traders managing significant capital, Kalshi’s yield on cash, lower fees at scale, and broader market selection make it the stronger choice.

What went into this review

This review represents research across FanDuel’s official documentation, CME Group announcements, and industry coverage. We verified claims against primary sources and tested the platform where possible.

• Our process: We evaluate prediction markets across regulatory status, fee structure, yield on capital, market coverage, funding options, and platform experience. These weights reflect what traders care about—regulatory clarity, competitive fees, and room to scale.
• The data: Information comes from FanDuel’s official website, CME Group press releases, CFTC filings, and app store listings. Where documentation is unclear, we cross-reference with industry reporting.
• We look for the details: FanDuel’s fee isn’t just “2%.” It’s 2% of your potential payout at checkout, applied again at the same rate if you cash out early. These specifics matter.
• Conflicts and updates: We may earn a commission from some products on DeFi Rate. Ratings are based on verified data, not partnership status. We do not have a relationship with FanDuel.
• Update status: This page is updated regularly. We will also update if FanDuel announces material changes to fees, features, or regulatory status.

Last full review completed: January 2026

FAQs

Do I need a separate app for FanDuel Predicts?

Yes. FanDuel Predicts is a standalone app, separate from FanDuel Sportsbook and FanDuel Casino. Download it from the App Store or Google Play. You can use your existing FanDuel login credentials, but your Predicts balance is separate from your other FanDuel accounts.

What’s the catch with the 2% fee?

The 2% applies to your potential payout, not your stake. On high-multiplier bets (longshots), this feels reasonable. On low-multiplier bets (favorites), it eats into thin margins. A $100 position on a 1.25x favorite costs $2.50 in fees for just $25 in potential profit—that’s 10% of your upside.

Why can I trade sports in California but not New York?

FanDuel only offers sports contracts in states where it doesn’t operate a sportsbook. California has no legal online sports betting, so FanDuel Predicts fills the gap. New York has FanDuel Sportsbook, so Predicts only offers non-sports markets there. This avoids conflicts with state gaming regulators.

How is this different from betting at FanDuel Sportsbook?

Three key differences: (1) You’re trading against other users, not the house. (2) Prices move based on supply and demand, not oddsmaker decisions. (3) You can sell your position before the event ends to lock in profit or cut losses—something traditional sportsbooks don’t allow.

Does my cash earn interest while sitting in my account?

No. FanDuel Predicts doesn’t pay interest on idle balances. Kalshi pays 3.75–4% APY on both cash and open positions. If you’re parking significant capital between trades, this matters.

What happens if a game gets postponed or canceled?

Check the contract rules before trading. Each market specifies how postponements, cancellations, and edge cases are handled. Settlement disputes usually stem from users not reading these rules—FanDuel follows whatever CME’s contract terms specify.

Can I lose more than I put in?

No. Your maximum loss is capped at your order total (stake plus fee). If your prediction is wrong, the contract settles to zero and you lose what you paid. There’s no margin trading or additional charges.

How fast can I withdraw winnings?

Payouts hit your account immediately as “pending” when a contract settles. After 1–2 business days, funds clear for withdrawal. Debit card and online banking are currently the only withdrawal methods.

Will FanDuel Predicts launch a welcome bonus?

Likely, but nothing’s announced yet. FanDuel runs aggressive promotions on Sportsbook ($300 in bonus bets) and Casino (500 bonus spins + $40). Expect something similar for Predicts once they’re ready to push user acquisition harder.

Should I use FanDuel Predicts or Kalshi?

Depends on your situation. FanDuel Predicts wins if you’re in a sports-restricted state (California, Texas, Florida) and want sports access with a familiar interface. Kalshi wins if you want broader market selection, interest on your balance, and lower fees at scale. Both use CFTC-regulated exchanges.